Kaya 959 Kaya Biz

SME financing 101: Knowing Your Options Is Key To Survival

Loading player...
Jeremy Lang - Chief Investment Officer at Business Partners Limited talks about With the recent increase in the interest rate, finance has become less affordable for many small and medium enterprises (SMEs) however Jeremy Lang, Chief Investment Officer at Business Partners Limited, urges business owners to be realistic about their expectations and plans for the year ahead, but not to give up hope as there are many different funders in South Africa. “While the situation may seem bleak and we still have a long road to recovery, I implore SMEs who might be tempted to throw in the towel to reconsider their financing options.”



New institutions and types of financing are introduced each year, and there is a whole host of financing products available from the private and public sector. This financing mainly consists of grants, risk free and risk-based finance where either grants, debt or equity investments are made available.



Financiers include commercial institutions such as banks and SME focused financing institutions, development finance institutions, angel investors, crowd funding, enterprise development funding and private equity firms, amongst others. They may also relief programmes specifically designed to help SMEs weather the COVID-19 and most recently, the electricity load shedding.
30 Jan 2023 1PM English South Africa Business News · Investing

Other recent episodes

South Africa’s Solar Power Development on the Rise

Local independent power producer Mulilo today announced the financial close of what it calls one of the largest utility-scale solar developments in the country. The 380 MW Beaufort West Solar PV project will generate approximately 818 gigawatt-hours of clean electricity annually. Joining us with the details is Stuart Macwilliam, Mulilo…
20 Apr 4PM 15 min

SA Inflation Risks Are Rising

With CPI easing to 3% in February but global pressures mounting, Nedbank economist Isaac Matshego breaks down what to expect from this week’s inflation print, the resilience of household spending, and the outlook for borrowing costs in the second half of 2026.
20 Apr 4PM 8 min

Inside the JSE’s 2026 SME Acceleration Strategy

The JSE launched its 2026 Enterprise Acceleration Programme, welcoming 12 high‑potential SMEs and building on the success of previous cohorts. Vuyo Lee discusses the programme’s evolution and its impact on scaling founder‑led businesses.
20 Apr 4PM 8 min

Careers Corner: Fuel Shock Forces Rethink of Workplace Models

Rising fuel and energy costs are pushing companies to revisit remote and hybrid work. CDH’s Rashaad Dadoo outlines the legal obligations, fairness considerations, and compliance risks employers must manage as flexible work models re-enter strategic planning.
20 Apr 4PM 15 min

Wealth Creation: Why SA Investors Need Alternatives

With the JSE representing less than 1% of global investable markets, South Africans face concentration risk at home. Anchor Capital’s Darryl Hannington explores the rise of private equity, private debt, hedge funds, and offshore assets—and how alternatives can strengthen portfolios in an inflation‑driven world.
20 Apr 4PM 16 min
All episodes