Everything Counts | Episode 8: What to consider when buying property

Loading player...
In this episode of Everything Counts, we dive into the essential considerations when buying property in South Africa.

Join Motheo Khoaripe as he hosts Keshni July, Lending Product Owner at Investec, and Tsholofelo Mokoma, Property Practitioner at Re/max Horizon. Together, they unpack the step-by-step process, from getting pre-approved to closing the deal on your dream home.

Whether you're a first-time home buyer, upgrading from your current home, or downscaling, this episode provides valuable insights to help you make informed decisions. Don't miss out on expert guidance that will make your property-buying journey smoother and more successful!

Key Moments:
00:00 Introduction to the Episode: What to consider when buying property
00:55 Why pre-approval is Important for homebuyers
02:45 Choosing the right property practitioner
03:35 Additional costs to budget for when buying property
05:20 Understanding affordability and setting realistic expectations
07:00 The impact of interest rates on property purchases
09:00 Preparing for property investment at different life stages
13:00 Step-by-step guide to making an offer and closing the deal
16:00. The importance of home inspections
18:00 Final steps: transfer, bond registration and moving In

Everything Counts is a bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help you improve your financial well-being.

YOU MAY ALSO BE INTERESTED IN:
Investec Private Home Loan
No two individuals are the same. That’s why Investec will structure your home loan according to your needs and you'll benefit from market-leading interest rates. From application to approval and registration, your Private Banker will help you every step of the way.

To find out more about the Investec Private Home Loan, visit our website and if you’re an Investec client, get in touch with your Private Banker.

Investec Bank Limited is a licensed FSP. Terms and conditions apply.
3 Sep 2024 English South Africa Business · Investing

Other recent episodes

What Next? Bridging the trust gap

In this episode of What Next?, Professor Mike Kenny (Cambridge) and Jacinta Koolmatrie examine the breakdown of trust between communities and institutions. They discuss how centralised governance and economic shifts have driven local grievances, and argue that rebuilding trust requires sharing power, working at community pace, and supporting locally led…
2 Apr 52 min

NOW Ep124: A crude awakening for inflation?

Interest rate cuts were meant to define 2026. Now, markets are bracing for hikes. In this episode of No Ordinary Wednesday, Investec’s Chief Economists Annabel Bishop and Phil Shaw examine how the energy shock is forcing central banks to reconsider their path. From London to Pretoria, policymakers face a familiar…
31 Mar 24 min

Macro Monday Ep110: Little sign of a near-term end to the war

With little sign of an early resolution to the war in the Middle East, supply constraints on commodities such as oil, gas, and helium may well endure. Chris Holdsworth Chief Investment Strategist, at Investec Wealth & Investment International notes that fuel prices likely to feed through quickly into consumer inflation,…
30 Mar 8 min

What Next? | Making the transition investable

Clean and green growth has moved from ambition to execution, but the challenge is one of pace. Investment conditions are key: predictable rules, credible pathways, and coordination across value chains, finance and government. This episode of What Next? Leadership Conversations for a Better Future, Helena Norrman, Marina Grossi, and Sang-Hyup…
27 Mar 35 min

Everything Counts | Episode 44: What the new 2026 tax allowances mean for you?

The new tax year is here, and the 2026 Budget Speech introduced important changes that could reshape how South Africans save, invest, and plan for retirement. In this episode of Everything Counts, host Motheo Khoaripe sits down with Vumi Dludlu, Investec financial adviser, and Johan Loubser, head of adviser enablement…
23 Mar 18 min