Predatory lending and debt abuse as a human rights issue in SA.

Loading player...
GUEST - Samantha Moyana - Debt Counsellor, National Debt Advisors
As South Africa observes Human Rights Day, the focus is often on the nation’s hard-won freedoms. But beyond the political and social discussions, a critical and often overlooked issue threatens the financial well-being of millions—predatory lending and debt abuse.
With over 42% of the country’s 23 million credit-active consumers classified as having impaired credit records, the reality is that financial exploitation has become a modern crisis, particularly for vulnerable social grant recipients.
Today, we shine a spotlight on this issue with Samantha Moyana, a debt counsellor from the National Debt Advisors. She joins us to unpack the scope of predatory lending in South Africa, the systemic challenges facing consumers, and what can be done to enforce stronger protections and promote financial literacy.
20 Mar 2025 2PM English South Africa Business News · Investing

Other recent episodes

FDI at a Turning Point: What Global Investors Expect in 2026

Kearney’s Global Business Policy Council unveils the 2026 FDI Confidence Index®, revealing the top global and emerging markets expected to attract investment over the next three years. Africa Managing Partner Theo Sibiya breaks down the trends shaping investor sentiment
9 Apr 4PM 13 min

Inside Your Pocket: Why SA’s Cost of Living Keeps Climbing

Electricity inflation has surged 85% since 2020, water is up 68%, and low‑income households now spend nearly 67% of their income on food and utilities. Senior economist Raksha Darji unpacks the Competition Commission’s March 2026 Cost of Living Report — revealing structural failures, pricing behaviour, and what must change to…
9 Apr 4PM 13 min