Everything Counts | Ep 25: Building a wealth mindset

Loading player...
Everything Counts is a bi-weekly podcast series that dives into money and financial wellness, hosted by 702’s Motheo Khoaripe.

Each episode unpacks practical aspects of personal finance-how to save, spend, invest, and make smart decisions to boost your financial well-being.

In this episode, Motheo sits down with Itumeleng Merafe, head of Investec Private Banking, to explore how a wealth mindset can set you up for financial success.

They discuss the habits that set successful people apart – from setting financial goals, to building resilience, staying flexible and investing in yourself. You’ll hear powerful insights into the minds of high achievers, how to master the wealth mindset in a world of social comparison, and the difference between savings and investing.

Whether you’re just starting to learn about money and investing or looking to level up your financial thinking, this episode delivers practical steps and mindset shifts that can help you take control of your future.

00:00 Introduction
01:00 What is a wealth mindset?
03:00 How do you support a wealth mindset on a daily basis?
05:00 How important is flexibility in building long-term wealth?
06:50 How is wealth created through savings?
08:00 Distinctive habits that contribute to financial success
09:30 Delayed gratification and setting financial goals
12:00 The value of mentorship and learning about money
12:30 Balance is key to the wealth building mindset
13:15 How do you start again when things go wrong?
15.40 Mental shifts for cultivating a growth-oriented mindset
18:30 The importance of adaptation
20:45 Leadership and the wealth mindset
22:30 Setting financial goals with a wealth mindset
24:30 Risk taking and understanding your own risk appetite
27:00 Myth busting: what sets successful people apart?
29:30 The role of your financial advisor in wealth building
1 Jul 2025 English South Africa Business · Investing

Other recent episodes

Wine in Focus | Inside the judging room: How wines win

Ever wondered what actually happens behind closed doors at a wine competition? How do judges decide what makes a wine exceptional and what separates a gold medal from the rest? In this episode of Wine in Focus, Palesa Mapheelle is joined by local wine doyenne, Michael Fridjhon and Wine Master…
20 May 27 min

NOW Ep 127: The Everything Shock

What began as a geopolitical conflict is rapidly becoming something much larger. Oil is only one part of the story. Natural gas, fertilisers, chemicals, shipping routes, aluminium, aviation fuel and global supply chains are all now being affected by the fallout from the Iran war. In the latest episode of…
20 May 27 min

Everything Counts | Episode 47: How to invest during economic uncertainty

When markets feel uncertain, the hardest part isn’t the volatility, it’s knowing how to respond. In this episode of Everything Counts, chief investment strategist of Investec Wealth & Investment International Chris Holdsworth breaks down how to think about investing during uncertain times, and why behaviour often matters more than market…
19 May 18 min

Macro Monday Ep115: Growth comes with inflation

While inflation is rising around the world – largely as expected – there are few signs of ‘stagflation’ (rising prices alongside slowing growth). However, notes Chris Holdsworth, Chief Investment Strategist, at Investec Wealth & Investment International, GDP growth in the US and across Europe have been robust.
18 May 7 min

Investec Minds ep1: Stephen Koseff on building capital, culture and country

Introducing Investec Minds, a new video podcast series from Investec Focus Radio SA. In each episode, Equity Research analysts from Investec Corporate and Investment Banking sit down with former CEOs to unpack the decisions that shaped their industries, the lessons they’ve learned, and how they see the future unfolding. In…
12 May 30 min