Kaya 959 Kaya Biz

From emergency funds to retirement rands: Choosing the right products for every goal.

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How should you really structure your savings and which products make the most sense for each goal? From emergency funds to retirement planning, understanding the difference between short-term liquidity and long-term growth can make or break your financial strategy.

In this episode, we’re joined by Suzan Ramotshabi, Manager for Retirement Products at ETFSA, to unpack how South Africans can build a smart “bucket strategy” balancing instant-access savings with investments that grow over decades.
15 Oct 2025 4PM English South Africa Business News · Investing

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