National Debt Awareness Month | Q4 2025 Debt Index : Confidence up, but costs outpace income growth

The latest DebtBusters Debt Index reveals South Africans are increasingly turning to personal loans, payday lending and multiple credit providers simply to stay afloat. Benay Sager, Executive Head of DebtBusters, unpacks why debt levels are rising again, why even high-income earners are under pressure, and what the country's worsening debt…

With rogue operators charging illegal fees and fraudsters targeting valid payment plans, National Debt Advisors’ Sebastien Alexanderson joins Inside Your Pocket to break down how to spot payment redirection scams, verify your credit status, and avoid the R10,000 "quick clearance" trap.

South African households have proven remarkably resilient, but are signs of strain beginning to emerge? Johan Gellatly, Managing Director of Altron FinTech, joins us to unpack the latest Household Resilience Index, why improvement is slowing, whether consumers are relying too heavily on debt and savings, and what rising fuel costs…

New Experian data reveals that while women hold a smaller share of South Africa's credit market, they consistently outperform on repayment behaviour and default rates. Matiisetso Madito explores what the numbers reveal about borrowing habits, financial inclusion and the barriers still facing women in accessing higher-value credit products.

South Africans are spending more on convenience food despite ongoing financial pressure. Caroline Short, Research and Advisory Services Lead at Trade Intelligence unpacks the rapid growth of the quick-service restaurant market, shifting consumer behaviour, the rise of challenger brands and how delivery platforms are reshaping the country's food economy