Winning the Money Game | Episode 3: Budgeting for the Festive Season
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Welcome back to Winning the Money Game!
In this series, host Onalerona Dikhing is joined by Jaco de Wet, chartered accountant, financial planner, and founder of Writing with Rands, to help listeners manage their money well and God's way.
In Episode 3, we tackle one of the trickiest times of the year: budgeting for the festive season and heading off the December squeeze.
In this episode, we explore:
-Why December consistently catches us off guard and how to change our approach.
-What a budget really is—not a restriction, but a tool to give every rand a purpose and prevent us from running out of money.
-The reality of balancing festive joy with discipline, especially when facing high-pressure months like November, December, and January.
-Practical frameworks for allocating your income (covering needs, future self, and generosity) without needing complicated spreadsheets.
-The spiritual side of financial planning, looking at biblical principles like diligence leading to abundance versus haste leading to poverty (Proverbs 21:5).
Action to Land:
1. Write down what you expect to earn and what you actually need to spend for October, November, and December.
2. Sit with the Lord and ask Him to reveal the heart motives behind your spending so you can break free from emotional or FOMO-driven purchases.
Key Takeaway: Diligent planning leads to abundance, while haste leads to poverty; the size of your income doesn't make you wealthy—the gap between your income and your expenses does.
Watch the video and catch up on previous episodes on YouTube: [https://www.youtube.com/@ImpactOnlineTV](https://www.youtube.com/@ImpactOnlineTV)
Listen & Subscribe:
Spotify:
[https://open.spotify.com/show/7KeQxo0sLZFE4yfdpDBI9J?si=835846238a8c4a45](https://open.spotify.com/show/7KeQxo0sLZFE4yfdpDBI9J?si=835846238a8c4a45)
Apple Podcasts:
[https://podcasts.apple.com/za/podcast/life-with-impact-podcast/id1813109686](https://podcasts.apple.com/za/podcast/life-with-impact-podcast/id1813109686)
Follow our Socials & Community:
Instagram:
[https://www.instagram.com/lifewithimpact103/](https://www.instagram.com/lifewithimpact103/)
YouTube:
[https://www.youtube.com/@ImpactOnlineTV](https://www.youtube.com/@ImpactOnlineTV)
In this series, host Onalerona Dikhing is joined by Jaco de Wet, chartered accountant, financial planner, and founder of Writing with Rands, to help listeners manage their money well and God's way.
In Episode 3, we tackle one of the trickiest times of the year: budgeting for the festive season and heading off the December squeeze.
In this episode, we explore:
-Why December consistently catches us off guard and how to change our approach.
-What a budget really is—not a restriction, but a tool to give every rand a purpose and prevent us from running out of money.
-The reality of balancing festive joy with discipline, especially when facing high-pressure months like November, December, and January.
-Practical frameworks for allocating your income (covering needs, future self, and generosity) without needing complicated spreadsheets.
-The spiritual side of financial planning, looking at biblical principles like diligence leading to abundance versus haste leading to poverty (Proverbs 21:5).
Action to Land:
1. Write down what you expect to earn and what you actually need to spend for October, November, and December.
2. Sit with the Lord and ask Him to reveal the heart motives behind your spending so you can break free from emotional or FOMO-driven purchases.
Key Takeaway: Diligent planning leads to abundance, while haste leads to poverty; the size of your income doesn't make you wealthy—the gap between your income and your expenses does.
Watch the video and catch up on previous episodes on YouTube: [https://www.youtube.com/@ImpactOnlineTV](https://www.youtube.com/@ImpactOnlineTV)
Listen & Subscribe:
Spotify:
[https://open.spotify.com/show/7KeQxo0sLZFE4yfdpDBI9J?si=835846238a8c4a45](https://open.spotify.com/show/7KeQxo0sLZFE4yfdpDBI9J?si=835846238a8c4a45)
Apple Podcasts:
[https://podcasts.apple.com/za/podcast/life-with-impact-podcast/id1813109686](https://podcasts.apple.com/za/podcast/life-with-impact-podcast/id1813109686)
Follow our Socials & Community:
Instagram:
[https://www.instagram.com/lifewithimpact103/](https://www.instagram.com/lifewithimpact103/)
YouTube:
[https://www.youtube.com/@ImpactOnlineTV](https://www.youtube.com/@ImpactOnlineTV)
